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If a person has a debt and wants to pay the debt back, can he apply for Zakat to pay their debt?



Answer By Dr Zakir Naik,As far as a person who is a debtor as mentioned in the Qur’an, the 6th category is GaareMoon, those who are in debt., so those who are in debt, they can surely ask for Zakaat money, they can apply…they can ask for Zakaat money because normally a person may not be aware that a person is in debt so he can ask, he can even beg and there is a Hadith in Sahih Muslim Vol. no. 3 (Book of Buya) Hadith no. 3777 where “A person comes and begs to the Prophet that a lot of loss that has taken place, by some fruits and there is a loss in his business, and he is in great debt. So he goes to the Prophet and he asks him to help him so the Prophet says that “give him out of charity”, give him out of Zakaat money. But even after money was gives it wasn’t given it wasn’t sufficient to pay his debt back so the person who he owed the debt to, the Prophet says “take what you get and write off the rest of the debt.”

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  1. Help please. ❗❗❗
    I owe a person some money but that person is unavailable. I have no way to contact that person. How do I clear my debt now? Can I give away the same amount of money to the poor ? Will that clear me off my debt?

  2. Im under debt of rupees 10 lac, i cant pay all at a time, im paying my debt some amount on every month, in between that if i die, what will be the consequences according to islam?? Will i enter the jannah or not?? Cuz my niyat is to pay back the debt

  3. 𝐀𝐥𝐥 𝐭𝐡𝐚𝐧𝐤𝐬 𝐭𝐨 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐎𝐍 𝐈𝐆 𝐈 𝐠𝐨𝐭 𝐦𝐲 débt ćĺéáŕ ṕéŕféćtĺӳ 𝐰𝐢𝐭𝐡𝐢𝐧 𝟒𝟓𝐦𝐢𝐧𝐮𝐭𝐞,, 𝐈 𝐬𝐢𝐧𝐜𝐞𝐫𝐞𝐥𝐲 𝐫𝐞𝐜𝐨𝐦𝐦𝐞𝐧𝐝 𝐲𝐨𝐮 𝐭𝐨 𝐜𝐨𝐧𝐭𝐚𝐜𝐭 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐡𝐞'𝐬 𝐚 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐡𝐚𝐜𝐤𝐞𝐫 𝐚𝐧𝐝 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐢𝐧 𝐩𝐫𝐢𝐜𝐞 .. 𝐤𝐢𝐧𝐝𝐥𝐲 𝐃𝐌 𝐡𝐢𝐦 𝐨𝐧 𝐈𝐧𝐬𝐭𝐚𝐠𝐫𝐚𝐦….

  4. 𝐀𝐥𝐥 𝐭𝐡𝐚𝐧𝐤𝐬 𝐭𝐨 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐎𝐍 𝐈𝐆 𝐈 𝐠𝐨𝐭 𝐦𝐲 débt ćĺéáŕ ṕéŕféćtĺӳ 𝐰𝐢𝐭𝐡𝐢𝐧 𝟒𝟓𝐦𝐢𝐧𝐮𝐭𝐞,, 𝐈 𝐬𝐢𝐧𝐜𝐞𝐫𝐞𝐥𝐲 𝐫𝐞𝐜𝐨𝐦𝐦𝐞𝐧𝐝 𝐲𝐨𝐮 𝐭𝐨 𝐜𝐨𝐧𝐭𝐚𝐜𝐭 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐡𝐞'𝐬 𝐚 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐡𝐚𝐜𝐤𝐞𝐫 𝐚𝐧𝐝 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐢𝐧 𝐩𝐫𝐢𝐜𝐞 .. 𝐤𝐢𝐧𝐝𝐥𝐲 𝐃𝐌 𝐡𝐢𝐦 𝐨𝐧 𝐈𝐧𝐬𝐭𝐚𝐠𝐫𝐚𝐦…

  5. 𝐀𝐥𝐥 𝐭𝐡𝐚𝐧𝐤𝐬 𝐭𝐨 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐎𝐍 𝐈𝐆 𝐈 𝐠𝐨𝐭 𝐦𝐲 débt ćĺéáŕ ṕéŕféćtĺӳ 𝐰𝐢𝐭𝐡𝐢𝐧 𝟒𝟓𝐦𝐢𝐧𝐮𝐭𝐞,, 𝐈 𝐬𝐢𝐧𝐜𝐞𝐫𝐞𝐥𝐲 𝐫𝐞𝐜𝐨𝐦𝐦𝐞𝐧𝐝 𝐲𝐨𝐮 𝐭𝐨 𝐜𝐨𝐧𝐭𝐚𝐜𝐭 #𝐇𝐓𝐓𝐏𝐏𝐑𝐎𝟏 𝐡𝐞'𝐬 𝐚 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐡𝐚𝐜𝐤𝐞𝐫 𝐚𝐧𝐝 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐢𝐧 𝐩𝐫𝐢𝐜𝐞 .. 𝐤𝐢𝐧𝐝𝐥𝐲 𝐃𝐌 𝐡𝐢𝐦 𝐨𝐧 𝐈𝐧𝐬𝐭𝐚𝐠𝐫𝐚𝐦…

  6. salam br0thr sistr i nd ur hlp as ur zkat 2 save me frm brden of debts acountname SITTI RHAIYEENA ABDULHAMID,acntnmbr OO323O5O2757,swftc0de BNORPHMM,bnkname BDO philippines pls SAVE ME ..yah Allah bless me

  7. Assalamualykom..i am a sister that sincerely asking for ur help to save me from being arrested anytime soon if i cnt pay off my debts ..i gt this debts not for myself..i am a jewelry reseller before, but unfortunately i was scammed by less no mercy person whom now is the reason of losing my evrything my job which is my only source of income for my 4kids and my ill father..i am a single mother of 4,the father of my kids is not helping me even doing his responsblty for my kids and the worse thing is He even physicaly abusing me astagfirullahilazeem yah rabb..kicking and punching my head sometimes my ears bleeding ..i am helpless..  i am the one taking care of my ill father too..even the food n medicine cause of poverty i cnt afford anymore due to loss of job..my biggest struggles now is burden of debts if i cnt pay the owner she will be sending me to jail even though she knew what happened..Allah kareem..i am afraid of being send to jail coz i am the only one who take care of my kids n my ill father..please i am begging you for a Help for the sake of Allah.. any sadaqa or zakat will be saving me n my fmily..Allah swt will reward u all dunya wal akhirat  i swear to Allah swt i am pleasing you all for help most specially Allah swt..you may help me hr in dunya but i am sure thru this will hlp u in ur akhirat ameen☝️

  8. I lost all money by doing a business in Ksa , since three year I’m struggling here without food and accommodation, my parents , wife daughter everyone living with prayers, nobody to help them and me except allah , pls pray for me.

  9. I would like to ask whether zakat applies to a person who is in debt, but whether it can be given to the person even though he has 3 cows(whose milk is a means of the family's sustenance). they have 2 lands but they cannot sell it cause its in the name of their respective mothers till she is alive?!? Can we give zakat to them?!?

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